Average Rating: 
Rating: - Nice Calculator that makes taking Intro Finance Easy
This calculator works great like all the TI calculators I have ever used. Having never used a business calculator (I am an engineer) before, the keys and interface were awkward at first. After seeing things done once or looking in the instruction manual the features become easy to use.Very powerful and makes intro finance class a lot easier. You can calculate the time value of money, NPV of cash flows, and internal rate of return. I am sure there is a lot of other feature that I have not discovered yet.
Rating: - A superb financial calculator
I am currently a second-year MBA student, and I have owned a BAII Plus for about six years. I use my calculator almost every day. I can state that it is easy to use (the HP 12C is much less intuitive) and contains all the features you need in a financial calculator. The time value of money functions are very well laid out and simple, as are the cash flow, NPV, and IRR worksheets. There is an easy to use function for pricing bonds, and many other handy features. Although financial calculators are limited in their usefullness (serious financial modeling is done with spreadsheets), this calculator can handle any finance problem that's appropriate for a calculator.
Rating: - Ignore the buffoons above--this is THE financial calculator
My friends, if you're looking for a financial calculator capable of calculating basic TVM functions, amortization, NPV, IRR, statistical analysis, deprection (SL, DB, SYD, and DBX), break-even analysis, bond calculations, markups and margins, interest-rate conversions, and even the number of days between two specific dates, then look no further than the TI BAII Plus. Here's why in a nutshell:(1) Ease of Use: Look, anything that's new to you will require some time set aside to learn about it. It will take no more than 15 minutes of perusing the manual before you know this calculator like the back of your hand. I don't know what the goofballs in the previous reviews meant when they said this calculator was hard to use--they don't even sound like people who work in finance. And whenever you need to lookup a function, just refer to the manual--what's so hard about that?!! I used the HP 10Bii calculator. This thing actually used REGISTERS for input. In other words, it's not like entering data into a "spreadsheet"-style list that the TI has. You actually have to remember all the cash flows and data that you enter into the registers of the HP; there's no viewing, inserting, or deleting of data like the TI allows you to do. It doesn't have all that the TI has, and yet it costs exactly the same. Huh? (2) Cost: Folks, if you want an HP calculator that is comparable to the BA II plus, you will have to shell out anywhere from (dollar amount). This is nothing new; HP always had this arrogance in pricing their calculators high--come on guys, they're all pieces of plastic made in China. What, you like the rigid feel of the buttons on HP? Well whoop-dee-doo, I thought we buy these things to perform calculations... (3) It's got everything, Need I say more?: For instance, did you know you can perform statistical regression analysis, where you can input an "X" variable and have the calculator compute the corresponding "Y" value on a least-squares regression line? You've even got trigonometric functions (SIN, COS, and TAN) as well as the inverses of those functions. Trust me, this is a serious calculator packed with all the basic financial tools you need, all for a REASONABLE price (read: affordable). If you want something more serious, then by all means, screw the HP, and just use Microsoft Excel.
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